Dating identity

Your basement could be better from a fire-protection standpoint; there's usually less down there to burn, Soos says.

But if your home is located in a flood-prone area, the safe might be at greater risk in the basement.

Some safes are submerged to simulate the effects of a flood or broken water line.

If you buy online, don't forget to consider shipping costs, although free shipping might be available.

For a wider selection, and possibly more knowledgeable sales help, you can go to a store that specializes in safes.

For home safes, 30 minutes of protection is most common, although you can also find safes that offer one or more hours' worth, typically with higher price tags.

Generally speaking, 30 minutes should be sufficient, Bonsib says.

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